Providers

EEA account information and payment initiation: SEPA, SEPA Instant and domestic schemes, straight from payer to payee.

• Account details
• Single payments
• Account ownership
• Balances
• +3

Bank linking, UK payment initiation, VRP consents and identity verification through Plaid Link.

• Account details
• Single payments
• Sweeping VRP
• Account ownership
• +17

UK open banking: account linking and single immediate payments across UK banks, with Unirail's own bank picker.

• Account details
• Single payments
• Account ownership
• Balances
• +6

One contract for collections into Airwallex accounts, payouts over local rails in many countries, FX, and UK CoP / EU VoP name checks. Routes through it hold money in transit.

• Payouts
• Virtual accounts
• Confirmation of Payee
• Verification of Payee
• +2

UK Confirmation of Payee and EU Verification of Payee through one API, for single or bulk checks.

• Confirmation of Payee
• Verification of Payee

Stablecoin orchestration: on and off ramps, virtual accounts and custodial wallets, including USDC and USDT.

• Virtual accounts
• Payouts
• Stablecoin ramps

Sanctions, PEP and adverse-media screening from its own risk data, plus payment screening and transaction monitoring.

• Sanctions screening
• PEP screening
• Adverse media
• Payment screening
• +2

Direct Debit collections across the UK, euro area, Nordics, Australia, New Zealand, Canada and the US, plus Instant Bank Pay, recurring pay by bank and CoP / VoP checks.

• Account details
• Balances
• Transactions
• Direct debits
• +5

Payee verification: EU Verification of Payee requests and responses through one node, and UK Confirmation of Payee.

• Confirmation of Payee
• Verification of Payee

Identity verification with document and liveness checks, AML screening and fraud signals.

• ID document check
• Selfie and liveness
• Sanctions screening
• PEP screening
• +2

US payment operations over the platform's own bank accounts: ACH, wires, RTP, counterparties and reconciliation.

• Payouts
• Direct debits

Japanese account aggregation for linking and ownership checks.

• Account details
• Account ownership

Nordic and EEA account information and payment initiation.

• Account details
• Balances
• Transactions
• Single payments
• +4

Wallet-based global payouts, collections and FX, plus Nium Verify for account checks.

• Payouts
• Virtual accounts
• FX
• Cross-border transfers

Onfido, now Entrust Identity Verification: document and biometric checks, database checks in 68 countries, watchlist screening and fraud signals.

• ID document check
• Selfie and liveness
• Database check
• Sanctions screening
• +3

Banking-as-a-service: accounts and virtual IBANs, payouts, pay-by-bank, stablecoin ramps, UK CoP and EU VoP.

• Virtual accounts
• Payouts
• Single payments
• Confirmation of Payee
• +2

Singapore person-to-person payments by QR code to a PayNow proxy, attested rather than confirmed.

• Single payments

Configurable identity verification: government ID, selfie, database checks in 40 countries, watchlist, PEP and adverse-media reports, and fraud link analysis.

• ID document check
• Selfie and liveness
• Database check
• Sanctions screening
• +3

One integration for national eIDs, the way most Nordic users prove who they are: BankID, MitID, itsme, Smart-ID, SPID and more.

• National eID

Document and selfie checks through a Stripe account, and US SSN checks.

• ID document check
• Selfie and liveness
• Database check

KYC, KYB and AML in one: document and liveness checks, database checks, business verification, watchlist screening, transaction monitoring and the Travel Rule.

• ID document check
• Selfie and liveness
• Database check
• Business verification
• +6

Name checks before paying: UK Confirmation of Payee and EU Verification of Payee through one API.

• Confirmation of Payee
• Verification of Payee

European open banking from Visa: account checks, transactions and income data, payments in 19 markets, UK sweeping VRP and settlement accounts.

• Account details
• Transactions
• Account insights
• Single payments
• +7

UK and European payment initiation, VRP and payouts; a second UK PISP for substitution when one provider degrades.

• Account details
• Balances
• Transactions
• Single payments
• +5

Document and biometric verification, database checks in 44 countries and AML screening.

• ID document check
• Selfie and liveness
• Database check
• Sanctions screening
• +3

Cross-border transfers through Wise, or from a user's existing Wise account.

• Payouts
• FX
• Cross-border transfers