Stripe Identity

ListedIdentity

Document and selfie checks through a Stripe account, and US SSN checks.

stripe.com ↗

What it does

Each capability by country. Integrated means Unirail’s adapter does it today; listed means Stripe Identity offers it according to its public documentation, and Unirail can’t route it yet.

Identity

  • ID document checkidentity.kyc.document

    Capturing a government ID document and checking it is genuine.

    • listedGBATBEBGCYCZDEDKEEESFIFRGRHRHUIEITLTLULVMTNLPLPTROSESISKISLINOUSCASGHKAUJP

      Stripe lists about 110 issuing countries; support for each market listed here is unverified.

      Source, checked 2026-10-08 ↗
  • Selfie and livenessidentity.kyc.biometric

    A selfie or video with liveness detection, matched to the ID document's photo.

  • Database checkidentity.kyc.database

    Checking name, address, date of birth or ID number against credit bureau, government or telco records. Coverage is country by country.

Verifies who a person or business is: ID documents, selfies and liveness, database checks and company registries.

Coverage

Countries

  • GB United Kingdom
  • AT Austria
  • BE Belgium
  • BG Bulgaria
  • CY Cyprus
  • CZ Czechia
  • DE Germany
  • DK Denmark
  • EE Estonia
  • ES Spain
  • FI Finland
  • FR France
  • GR Greece
  • HR Croatia
  • HU Hungary
  • IE Ireland
  • IT Italy
  • LT Lithuania
  • LU Luxembourg
  • LV Latvia
  • MT Malta
  • NL Netherlands
  • PL Poland
  • PT Portugal
  • RO Romania
  • SE Sweden
  • SI Slovenia
  • SK Slovakia
  • IS Iceland
  • LI Liechtenstein
  • NO Norway
  • US United States
  • CA Canada
  • SG Singapore
  • HK Hong Kong
  • AU Australia
  • JP Japan

Account schemes

    Custody

    Who holds the money while a payment through Stripe Identity is in flight. Unirail records custody on every leg, and your routing policy decides which kinds are allowed.

    • noneNo custody

      Nobody holds the money. The payer’s bank pays the payee’s bank directly; the provider only instructs it.

    Who is regulated

    Not a payment provider; it processes identity data for the platform. Unirail hasn't checked its regulatory status.

    Onboarding

    Sandbox
    Self-serve sandbox
    Production
    Self-serve

    Generally available to businesses in the UK, Japan and the US, and in beta in most of the EU, Australia, Canada, Switzerland, Norway and New Zealand (docs.stripe.com/identity/use-cases).

    Credentials

    Stripe Identity has no adapter yet, so there is no folder layout to create. It will appear here when the provider is integrated.

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