Banking · 6 providers · 27 countries
Providers for virtual accounts by country
Virtual accounts are collection accounts with their own local details (virtual IBANs, sort codes, routing numbers) that receive money for the platform or its users. The catalogue lists 6 providers that offer virtual accounts across 27 countries. Unirail doesn't route virtual accounts yet. Every provider here is listed from its own documentation.
Who offers virtual accounts, country by country
Each row is a provider and each column a country, with the busiest countries first. Every dot comes from the provider's documentation.
| Provider | GB | EE | DE | NL | AT | BE | FI | FR | IE | IT | LV | LT | PT | ES | US | SG | DK | PL | SK | CA | MX | AU | HK | ID | NZ | IL | AE |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Airwallex Multi-rail payments provider · 16 countries | listed | listed | listed | listed | no | no | no | no | no | no | no | no | no | no | listed | listed | listed | listed | no | listed | listed | listed | listed | listed | listed | listed | listed |
| Bridge Stablecoin rails · 1 country | no | no | no | no | no | no | no | no | no | no | no | no | no | no | listed | no | no | no | no | no | no | no | no | no | no | no | no |
| Nium Multi-rail payments provider · 2 countries | listed | no | no | no | no | no | no | no | no | no | no | no | no | no | no | listed | no | no | no | no | no | no | no | no | no | no | no |
| OpenPayd Multi-rail payments provider · 15 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | no | no | no | no | listed | no | no | no | no | no | no | no | no |
| Plaid Open banking provider · 14 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | no | no | no | no | no | no | no | no | no | no | no | no | no |
| Tink Open banking provider · 14 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | no | no | no | no | no | no | no | no | no | no | no | no | no |
Scroll the table sideways to see every country.
- Integrated (Unirail routes to it)
- Listed (from the provider's documentation)
Can Unirail route virtual accounts?
Unirail can't route virtual accounts yet because no provider for it is integrated. The 6 providers on this page are listed from their own documentation for you to compare before you sign. If you contract with one of them, tell us which countries you need and we'll look at it with you.
Sources
Every listed row links to the provider page it came from and the date it was read. Integrated rows come from Unirail's adapter.
| Provider | Status | Countries | Source | Checked |
|---|---|---|---|---|
|
Airwallex
Global Accounts with local details in these countries. |
Listed |
16 countries:
|
airwallex.com/docs/accounts/supported-regions-and-… | 8 October 2026 |
|
Bridge
From this listing's earlier research; not re-checked yet. |
Listed |
1 countries:
|
bridge.xyz | Not re-checked |
|
Nium
From this listing's earlier research; not re-checked yet. |
Listed |
2 countries:
|
nium.com | Not re-checked |
|
OpenPayd
OpenPayd offers accounts and virtual IBANs. From this listing's earlier research; not re-checked yet. |
Listed |
15 countries:
|
openpayd.com | Not re-checked |
|
Plaid
Inferred from the docs; Plaid offers it through its sales team. |
Listed |
14 countries:
|
plaid.com/docs/api/products/virtual-accounts | 8 October 2026 |
|
Tink
Settlement accounts that receive pay-ins before they are paid out. |
Listed |
14 countries:
|
docs.tink.com/resources/payments/one-time-payments… | 8 October 2026 |