Skip to content
unirail
  • Route

    • Payment routing Pick a provider by cost, speed and success rate
    • Decide mode Route payments from masked metadata
    • How it works Each step from request to outcome

    Manage

    • Deal tracking Provider fees, tiers and renewals
    • Security What crosses the boundary in each mode
    • Self-host Run the decision engine in your network
  • Banking

    • Pay by bank Account-to-account payments
    • Open banking API Bank links, balances and payments

    Checks

    • KYC Identity checks by country
    • Confirmation of Payee Check the payee's name before you pay
  • Marketplace

    • All providers 26 providers by country
    • Capabilities 33 capabilities by country
    • Plaid vs TrueLayer Coverage compared
    • List your service For PISPs and identity providers
  • Build

    • Quickstart Your first routing decision
    • API reference Every v1 endpoint
    • Changelog What changed in each release
  • Guides
  • Pricing
Request early access
Product
  • Payment routing
  • Decide mode
  • How it works
  • Deal tracking
  • Security
  • Self-host
Use cases
  • Pay by bank
  • Open banking API
  • KYC
  • Confirmation of Payee
Providers
  • All providers
  • Capabilities
  • Plaid vs TrueLayer
  • List your service
Developers
  • Quickstart
  • API reference
  • Changelog
GuidesPricing
Request early access
  1. Home
  2. Terms of service

Placeholder Pending legal review

Terms of service

The terms for using Unirail's API, SDK and dashboard.

This document is a placeholder. It shows the structure the final terms of service will follow. Nothing on this page is a commitment. The final text will replace it after legal review.

Sections

  1. Who this agreement is with
  2. The service
  3. Your account and API keys
  4. Your providers
  5. Data
  6. Fees and billing
  7. Acceptable use
  8. Availability and support
  9. Liability
  10. Ending the agreement
  11. Changes to these terms
  12. Governing law

Who this agreement is with

Placeholder The Unirail entity you contract with and who may accept these terms for your organisation.

The service

Placeholder What the service includes across the API, the SDK packages, the dashboard and the test and live environments.

Your account and API keys

Placeholder Keeping keys secure, what to do if one leaks and who may use your account.

Your providers

Placeholder How the service relates to your own contracts with payment, banking and identity providers.

Data

Placeholder Your data, the data the service produces and how each may be used. To be read with the privacy policy.

Fees and billing

Placeholder What you pay and when. Pricing hasn't been published yet.

Acceptable use

Placeholder What the service may not be used for.

Availability and support

Placeholder Service availability, maintenance and how to get support. There's no public status page yet.

Liability

Placeholder The limits of each party's liability.

Ending the agreement

Placeholder How either party can end the agreement and what happens to your data afterwards.

Changes to these terms

Placeholder How we'll tell you about changes and when they take effect.

Governing law

Placeholder The law that governs these terms and where disputes are heard.

The privacy policy page is also a placeholder pending legal review. Until the final text is published, send questions through Talk to us. The security page describes how the product handles credentials and data today.

unirail

Unirail picks the provider for each payment, bank link or identity check.

Request early access Talk to us

Product

  • Payment routing
  • Decide mode
  • Deal tracking
  • Security
  • Self-host
  • How it works
  • Pricing

Use cases

  • Pay by bank
  • Open banking API
  • KYC
  • Confirmation of Payee

Providers

  • All providers
  • Capabilities
  • Plaid vs TrueLayer
  • TrueLayer vs Yapily
  • List your service

Developers

  • Quickstart
  • API reference
  • Changelog

Learn

  • Guides
  • What is a PISP?
  • Pay by bank explained
  • Open banking in the UK

Company

  • About
  • Talk to us
  • Privacy
  • Terms

Unirail isn't the regulated party for your payments. Your platform keeps its own licences, provider contracts and compliance duties. The control plane's data is stored in the EU.

Company registration and address: Placeholder

© 2026 Unirail Privacy Terms Docs