unirail
Request early access

Unirail pricing

We haven't published live pricing yet. Once we've set up your account, you can build against the API in test mode. For live pricing, talk to us about your providers and volumes.

Request early access Talk to us

Test mode

Available once your account is set up

  • A test environment with its own API keys (ur_test_sk_…) and routing policy
  • Every v1 endpoint, including routing decisions, outcomes and the routing snapshot
  • Connections to your providers' sandboxes
  • Signed webhooks and the event feed
Request early access

Live

Live pricing Placeholder

Pricing for live traffic isn't published yet. Tell us your providers, where you operate and roughly how many payments you make a month. We'll talk you through what it would cost.

Talk to us

Your provider's fee stays in your contract with them

Money goes from your customer's bank to yours under your provider's licence. The provider's fee is set in your contract with them. Unirail only sees the routing decision, with the provider, its expected cost and the reasons.

Because Unirail prices each payment under your contracts, you can see what each provider costs you per payment and what switching would save before a renewal. See how provider deal tracking works.

  1. Your provider Fee under your contract
  2. Instruction: payment instruction
  3. Customer's bank Customer approves
  4. Money: bank to bank
  5. Your account

Unirail receives the request for a decision and returns the provider, its cost under your contract and the reasons. In Decide mode that request carries masked metadata only.

Money and the provider's fee stay between you, your provider and the banks.

Pricing questions

Can I try it before going live?

Request early access through the contact form. Once we've set up your account, you can create test keys and build against the v1 API in test mode. Terms for live usage will follow when we publish pricing.

How is Unirail billed?

We haven't published billing for live usage yet. Talk to us and we'll explain what it would look like for your providers and volumes.

Does Unirail take a cut of each payment?

No, Unirail can't take a cut because it never holds or moves funds.

Do I still pay my providers directly?

Yes, you keep paying your PISPs, aggregators and KYC vendors under your own contracts with them. Unirail records those contracts as deals so it can price each decision under your real terms.