Banking · 3 providers · 28 countries
Providers for direct debits by country
A direct debit pulls money from the payer's account under a mandate, such as ACH debit, Bacs Direct Debit or SEPA Direct Debit. The catalogue lists 3 providers that offer direct debits across 28 countries. Unirail doesn't route direct debits yet. Every provider here is listed from its own documentation.
Who offers direct debits, country by country
Each row is a provider and each column a country, with the busiest countries first. Every dot comes from the provider's documentation.
| Provider | US | GB | AT | BE | BG | HR | CY | DK | EE | FI | FR | DE | GR | IE | IT | LV | LT | LU | MT | NL | PT | SK | SI | ES | SE | CA | AU | NZ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GoCardless Multi-rail payments provider · 28 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed |
| Modern Treasury Multi-rail payments provider · 1 country | listed | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no |
| Plaid Open banking provider · 1 country | listed | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no |
Scroll the table sideways to see every country.
- Integrated (Unirail routes to it)
- Listed (from the provider's documentation)
Can Unirail route direct debits?
Unirail can't route direct debits yet because no provider for it is integrated. The 3 providers on this page are listed from their own documentation for you to compare before you sign. If you contract with one of them, tell us which countries you need and we'll look at it with you.
Sources
Every listed row links to the provider page it came from and the date it was read. Integrated rows come from Unirail's adapter.
| Provider | Status | Countries | Source | Checked |
|---|---|---|---|---|
|
GoCardless
Bacs, SEPA Core (euro), Autogiro, Betalingsservice, BECS, BECS NZ, PAD and ACH. |
Listed |
28 countries:
|
support.gocardless.com/hc/en-gb/articles/171333066… | 8 October 2026 |
|
Modern Treasury
Modern Treasury offers ACH debits. From this listing's earlier research; not re-checked yet. |
Listed |
1 countries:
|
moderntreasury.com | Not re-checked |
|
Plaid
ACH debits through Plaid Transfer. |
Listed |
1 countries:
|
plaid.com/docs/transfer | 8 October 2026 |