Verification · 9 providers · 21 countries
Providers for Verification of Payee by country
Verification of Payee is the EU name check the Instant Payments Regulation requires. It asks the payee's PSP whether the name matches the IBAN. The catalogue lists 9 providers that offer Verification of Payee across 21 countries. Unirail doesn't route Verification of Payee yet. Every provider here is listed from its own documentation.
Who offers Verification of Payee, country by country
Each row is a provider and each column a country, with the busiest countries first. Every dot comes from the provider's documentation.
| Provider | FI | AT | BE | FR | DE | IE | IT | LT | NL | PT | ES | EE | LV | SK | BG | HR | CY | GR | LU | MT | SI |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Airwallex Multi-rail payments provider · 21 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed |
| Banfico Payee verification · 21 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed |
| GoCardless Multi-rail payments provider · 21 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed |
| iPiD Payee verification · 21 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed |
| Neonomics Open banking provider · 1 country | listed | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no | no |
| OpenPayd Multi-rail payments provider · 14 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | no | no | no | no | no | no | no |
| SurePay Payee verification · 21 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed |
| TrueLayer Open banking provider · 11 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | no | no | no | no | no | no | no | no | no | no |
| Yapily Open banking provider · 13 countries | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | listed | no | no | no | no | no | no | no | no |
Scroll the table sideways to see every country.
- Integrated (Unirail routes to it)
- Listed (from the provider's documentation)
Can Unirail route Verification of Payee?
Unirail can't route Verification of Payee yet because no provider for it is integrated. The 9 providers on this page are listed from their own documentation for you to compare before you sign. If you contract with one of them, tell us which countries you need and we'll look at it with you.
Sources
Every listed row links to the provider page it came from and the date it was read. Integrated rows come from Unirail's adapter.
| Provider | Status | Countries | Source | Checked |
|---|---|---|---|---|
|
Airwallex
For SEPA beneficiaries; the exact docs page wasn't recorded. |
Listed |
21 countries:
|
airwallex.com/docs/payouts/beneficiaries/verify-a-… | 8 October 2026 |
|
Banfico
Banfico offers single or bulk checks. VoP will reach non-euro EU countries from 9 July 2027 (Regulation (EU) 2024/886). |
Listed |
21 countries:
|
banfico.com | 8 October 2026 |
|
GoCardless
Payer Name Verification. |
Listed |
21 countries:
|
docs.gocardless.com/docs/send-money/bank-account-h… | 8 October 2026 |
|
iPiD
One node both sends and answers VoP requests. VoP will reach non-euro EU countries from 9 July 2027 (Regulation (EU) 2024/886). |
Listed |
21 countries:
|
ipid.tech | 8 October 2026 |
| Neonomics | Listed |
1 countries:
|
neonomics.io/market-coverage | 8 October 2026 |
|
OpenPayd
From this listing's earlier research; not re-checked yet. |
Listed |
14 countries:
|
openpayd.com | Not re-checked |
|
SurePay
VoP will reach non-euro EU countries from 9 July 2027 (Regulation (EU) 2024/886). |
Listed |
21 countries:
|
surepay.io | 8 October 2026 |
|
TrueLayer
On euro payouts. |
Listed |
11 countries:
|
docs.truelayer.com/docs/payout-and-refund-basics | 8 October 2026 |
|
Yapily
For payments to euro accounts. |
Listed |
13 countries:
|
docs.yapily.com/payments/payment-resources/verific… | 8 October 2026 |
Providers that offer Verification of Payee
- Airwallex Listed Multi-rail payments provider
- Banfico Listed Payee verification
- GoCardless Listed Multi-rail payments provider
- iPiD Listed Payee verification
- Neonomics Listed Open banking provider
- OpenPayd Listed Multi-rail payments provider
- SurePay Listed Payee verification
- TrueLayer Listed Open banking provider
- Yapily Integrated Open banking provider