Risk · 2 providers · 2 countries
Providers for return risk scores by country
A return risk score estimates how likely a bank debit is to be returned, for example for insufficient funds. The catalogue lists 2 providers that offer return risk scores across 2 countries. Unirail doesn't route return risk scores yet. Every provider here is listed from its own documentation.
Who offers return risk scores, country by country
Each row is a provider and each column a country, with the busiest countries first. Every dot comes from the provider's documentation.
| Provider | DE | US |
|---|---|---|
| Plaid Open banking provider · 1 country | no | listed |
| Tink Open banking provider · 1 country | listed | no |
Scroll the table sideways to see every country.
- Integrated (Unirail routes to it)
- Listed (from the provider's documentation)
Can Unirail route return risk scores?
Unirail can't route return risk scores yet because no provider for it is integrated. The 2 providers on this page are listed from their own documentation for you to compare before you sign. If you contract with one of them, tell us which countries you need and we'll look at it with you.
Sources
Every listed row links to the provider page it came from and the date it was read. Integrated rows come from Unirail's adapter.
| Provider | Status | Countries | Source | Checked |
|---|---|---|---|---|
|
Plaid
Plaid Signal scores ACH debits for return risk. |
Listed |
1 countries:
|
plaid.com/docs/signal | 8 October 2026 |
|
Tink
Risk Signals. |
Listed |
1 countries:
|
tink.com/blog/tink-launches-risk-signals | 8 October 2026 |